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Uninsured Motorist Car Insurance explained by Florida Lawyer Matt Powell
http://www.MattLaw.com This video explains how and why Uninsured Motorist Insurance is the best insurance you can buy to protect you and your family. Stacked Uninsured Motorist Insurance is the best type of UM insurance to protect you and your family. Here is how Uninsured Motorist insurance works. It will pay for your damages if you get in an accident with an at fault driver who does not have ANY Bodily Injury Insurance, which is called an Uninsured Motorist. Or it will pay when the at fault driver does not have ENOUGH Bodily Injury Insurance to cover your losses, which is called an Underinsured Motorist. In Florida, motorists are not required to carry Bodily Injury Insurance. About half the cars on the road don't carry Bodily Injury Insurance. This is why UM insurance is so important to have. If you get in a wreck with someone who does not carry enough Bodily Injury Insurance and you don't have Uninsured Motorist insurance, you will likely be out of luck when it comes time to recover for your injuries because there will be no or not enough insurance to pay you for all of your losses. The difference between Stacked UM and Non-Stacked Uninsured Motorist Insurance is that when you own more than one car, and you can purchase Stacked UM insurance and you get to add or "Stack" the Uninsured Motorist insurance policies. For example, if you own two cars, and have coverage of one hundred thousand dollars per car, and you are in a wreck, then you can stack the two coverages and receive up to two hundred thousand dollars. People ask me why they want Stacked Uninsured Motorist insurance when they only own one car? The answer to this question is the Most Important reason why you want Stacked Uninsured Motorist Insurance coverage. Stacked Uninsured Motorist should be called "Follow" UM coverage. Because when you have Stacked UM insurance, even on just one car, the coverage follows you wherever you go. For example, if you have Stacked Uninsured Motorist Insurance and you are Driving someone else's car and get in a wreck, your UM follows you and you are protected. It follows you when you are a passenger in someone else's car too. If you are a pedestrian, or riding a Bike and a car hits you, you are still covered since your Stacked Uninsured Motorist coverage follows you. So Stacked means it follows you everywhere. My friend says stacked uninsured motorist insurance will protect you if you are in a submarine and a car hits you. Just joking, but true. Now if you only carry Non-Stacked UM, then you can only recover benefits from your policy if you are in a wreck while in Your insured vehicle. It does not "follow" you like Stacked. And the other benefit of Stacked UM insurance, is that whatever the UM policy limits are for each of your cars, the limits are added together, or "Stacked" on top of each other. This is where the term Stacked comes from. So, five cars, with one hundred thousand dollars of Uninsured Motorist Insurance on each car, will provide you and your family with five hundred thousand dollars worth of coverage. Some people say, "well, I have disability insurance, and I have health insurance, so why would I want Uninsured Motorist Insurance too? " The answer to that is simple. Let me give you an example. Let's say you are injured in a car crash the winshield breaks and the glass fragments cause you to lose vision in both eyes. Well, your medical bills will be paid by your health insurance (if you have it). And your disability insurance will pay you two thirds of your lost wages until retirement (if you have disability insurance). But you won't get a single Penny for the non-economic damages you suffered, such as the loss of your ability to enjoy life. You would not recover one cent to help you cope with the loss of your vision. You would recover nothing for the added expenses of being blind, being unable to drive a car, all the losses of being blind. And it is important to be aware that most auto insurance companies don't like to sell Uninsured Motorist insurance. The State of Florida requires insurance companies to make you sign a form rejecting Uninsured Motorist insurance if you don't want to buy it. The insurance agents usually don't explain the Uninsured Motorists Insurance very well, and may say to you "we will give you Full Coverage"" . But what they really mean by this, is that they are selling you the Minimum Insurance required by Florida Law. So don't be fooled by the term "full coverage". Make sure you get Stacked Uninsured Motorist insurance coverage to protect you and your family. When you ask your insurance agent about purchasing UM insurance, you will be told that you can only buy as much Uninsured Motorist insurance as you carry in Bodily Injury Coverage. That is correct statement. Another important fact, insurance policies differ, so you must read yours to find out exactly what is and is not covered.
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Motorcycle Emergency Braking
Board Certified Civil Trial Lawyer explains motorcycle safety as it applies to using your brakes. The physics of friction, weight transfer and stopping distance. http://www.MattLaw.com
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Motorcycle Braking in a Turn
Trial lawyer Matt Powell explains how the laws of physics affects how a motorcycle can turn. Learn about the risks of braking in a turn and the best ways to ride your motorcycle safely. http://www.MattLaw.com
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MRI - How it Works, a simple explanation of a Complex Machine
http://www.MattLaw.com Florida Personal Injury Lawyer Matt Powell explains how MRI works. Matt Powell is a personal injury attorney in Tampa Florida who uses MRI to help prove injuries for his clients who have suffered a personal injury. Many people who have been in a car accident suffer personal injuries that don't show up on X-ray, but they do show up on MRI. Matt Powell explains that MRI stands for magnetic resonance imaging and was invented by Dr. Raymond Vahan Damadian. The first MRI was done in 1977. There are essentially four major parts to an MRI machine. The magnets, the antenna, the computer, and Software. The first major part are the magnets. The magnets are arranged in such a way as to affect which way a compass would point if it was inside the MRI machine. Because, water makes up about 70% of the human body and because water molecules have two hydrogen atoms, magnetism affects all water molecules and causes the water molecules to lineup in one direction. MRI magnets are set to direct the water molecules in one direction, like a needle in a compass. Then the magnets can be switched on and off to change the direction of the magnetic field. This causes the water molecules in our bodies to rotate or spin in a new direction. We can't feel it and it does not affect us in any way. Whenever water molecules spin around, they give off a slight pulse of energy, in the form of a radio wave. So by manipulating the magnets, we can manipulate the water molecules in your body to spin around. And each time your water molecules spin to a different direction they give off slight radio signals. And this leads us to the second major part of an MRI machine which is the antenna. The antenna is designed to detect the minuscule amounts of radio signals that are given off when our water molecules spin. The third major part of the MRI machine is a computer. A very fast and powerful computer collects all of the data picked up by the antenna and stores the data inside the computer. Lastly, the fourth major component of an MRI machine is the software that the computer uses to make pictures out of the radio signals. The software takes all the data that was collected by the antenna it organizes the data in such a way so that it creates a picture of the human body. It organizes the pictures into flat images that look like slices of bread. They can slice a person in many directions and create a very nice image of what your body looks like inside without exposing you to any harmful radiation. Not all MRI machines are the same. The most common MRI machine that people are familiar with is the lay down or recumbent MRI machine. They range in strength from point five to Three Tesla. A tesla is a measure of the magnets strength. A lay down 3Tesla machine is a very sensitive and excellent machine for analyzing all types of injuries, tumors and medical conditions. However, there is also an "upright" or weight bearing MRI. An upright MRI is far superior to a lay down MRI when examining a person's spine. The reason an upright MRI is better than a lay down MRI for spinal injuries is because in an upright MRI, the person is either sitting or standing, and therefore gravity is pushing down on the spine, and we are able to see how the spine looks while they are under the effect of gravity, which is when most people feel their back pain. A lay down MRI scan may be less accurate in diagnosing spinal injuries because when we lay down, the weight is released from our spine, and with the weight off your back, the damaged discs and ligaments fall back into place and look normal. This brain stem injury was caused by whiplash. And when the brain stem is lower, the spinal fluid that bathes the brain is restricted like a cork in a bottle and the flow of cerebral spinal fluid around the brain is restricted. Many people with this condition develop headaches, and weird neurological symptoms all caused by whiplash. This type of injury can only be seen on an upright MRI. With MRI, we can now see the soft tissues of the human body without exposing people to any dangerous radiation effects. MRI has helped doctors make more accurate diagnosis, and therefore better treatment plans for their patients. Many people ask me, Why would a personal injury lawyer care so much about MRIs? The answer is simple. I am always looking for the very best ways to demonstrate my clients injuries to a judge or a jury. I have spent a lot of time learning about MRIs to help my clients prove their injuries. http://www.MattLaw.com
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How to Give a Deposition in a Personal Injury Case: by Florida Trial Lawyer Matt Powell
http://www.MattLaw.com A deposition is a statement taken of a party or a witness ,under oath, in front of a court reporter. Any statements made, may be used in court. It is one of the most important tools that lawyers use to gather evidence and information about a case. As a trial lawyer, almost everyone of my clients who is involved in litigation will be required to give a deposition. And in most cases, I will depose the person who we contend is at fault for causing damages or injuries to my client. Here is some basic information about a deposition. In the deposition, there will be a court reporter whose job is to take down every single word that is said in the deposition. Sometimes the deposition will also be videotaped by a videographer. My client will be asked a long series of multiple questions by the attorney representing the opposing party. In some cases, there may be more than one attorney, and each will have their turn to ask questions. The testimony will be taken down by the court reporter who will type it up and print it out in a booklet type form. To help you prepare for your deposition, here are a few things I always tell my clients. Rule number one, tell the truth. This is the most basic rule and should never be taken lightly. Additionally, here are four steps that are also important to understand. First you should always LISTEN to the question being asked to you very carefully and then Secondly, PAUSE. . . . PAUSE before you answer. The reason you want to pause is, one, you want to make sure that the attorney is through asking the question, two, it gives yourself an opportunity to make sure you understand the question, and three, it gives your attorney an opportunity to make an objection if one should be made. So do not answer the question too quickly and pause before you answer. After following these first two steps, then you can go on and number Three, ANSWER JUST THAT QUESTION. Then number Four: STOP TALKING. Often times, this is the most difficult part of the deposition because people want to explain all sorts of things in their answer, when quite often, an explanation is not requested or needed. If an explanation is needed, typically the attorney will ask for it or, at the end of the deposition, YOUR attorney may ask you to explain something further. Also, if you do not understand a question, or it seems complex or compound with lots of parts, please ask the attorney to rephrase the question. The reason for this is that when your testimony is typed up into a booklet, the question will be very clear and your answer will be very clear. So if you did not fully understand the question and you guessed, then your answer may not be as accurate as you meant it to be. Remember, you should take your time and you are not to be rushed. As a witness, you can set the pace of the deposition by listening to the question carefully, pausing, and then answering the question when YOU are ready. Also, you are allowed to take breaks if and when you need them. A deposition is not an endurance test. Typically most depositions come in three phases. Phase one will be about your life BEFORE the accident or event that caused your injury. You will be asked all types of background questions like, tell me all the places where you worked, where you lived, where you went to school, all about your prior medical history, as well as who are all the doctors that you have seen in the past. If you've ever been convicted of a crime, been arrested, been in drug or alcohol rehabilitation. Or have you ever been divorced, used an alias name, filed tax returns for the past five years, or lied on an employment application. You will certainly be asked you if you have ever made any other claims for personal injury or worker's compensation. They will ask you to list all other prior injuries or hospitalizations. They may ask if you have ever been a victim of domestic violence, or if you have ever sued or been sued. They will ask you to explain how you selected the doctors that you have seen for this case. They may also ask if you have gone on any vacations or trips since the accident. In this background phase of your deposition, try to answer the questions without much elaboration. Keep it simple and straight forward. Phase two of the deposition is typically about the FACTS of the accident or the event that caused your injury. In some cases, such as a rear-end motor vehicle crash, the facts of how the accident happened may speak for themselves. You really won't have much to explain since you were facing forward looking out the windshield and you never saw the car that hit you before the impact. In this situation, your answers will be short and simple. However, in other cases that are more complex and the issue of liability is contested or in dispute, your version of how the accident happened may be critical to protecting your claim. http://www.MattLaw.com
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Independent Medical Exams are not Independent at all
http://www.MattLaw.com Tampa attorney Matt Powell explains what you may want to know if you have to attend an insurance examination for your injury claim. Find out what you can expect at the exam, and what some of the tricks that can be used against you. If you have been asked to be examined by an insurance company doctor be prepared.
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How Personal Injury Mediation Works in Florida
A Step-by-Step Explanation of how personal injury mediation works. This video guides you through how the whole mediation process works quickly and easily. Mediation is a process where each side of a case agrees to use a neutral third party to try to resolve the claim without going to trial. It’s important to know how personal injury mediation works. http://MattLaw.com - Matt Powell, Board Certified Civil Trial Lawyer As an experienced personal injury trial lawyer, I meet with my clients for at least one hour before mediation to explain how personal injury mediation works. We go over specific facts and issues regarding their case. Then my client and I go to the mediation together. Upon arrival, the mediator introduces themselves to all of the parties. They also ensure everyone knows each other, their roles in the case, and how personal injury mediation works. Next, the mediator passes around a document everyone signs agreeing to keep negotiations at the mediation confidential. Since mediation is confidential, both parties can relax. Nobody worries about saying something the other side could use against them at trial. Once everyone signs the confidentiality agreement, the plaintiff’s lawyer makes their opening statement. Sometimes the opening statements are two minutes long. Other times they are a few hours long. The opening statement helps the mediator, insurance adjusters, and lawyers understand what a jury may see if it doesn’t settle. After the plaintiff lawyer makes their opening statement, the mediator allows the defense attorney to present. The defense attorney will go through their list of why they offered low settlement amounts. Following the defense’s opening statement, the mediator breaks the parties into two separate rooms. The mediators go back and forth between the two rooms carrying information from one side to another. A good mediator addresses the weaknesses of each side and suggests making compromises. If or when we reach a settlement, the parties will sign a written agreement memorializing the terms of the settlement agreement. Then the attorneys prepare the necessary paperwork to file with the court to pay the claim. If you have any more questions on how personal injury mediation works, please feel free to call me, Matt Powell, at 1-844-MATTLAW. http://MattLaw.com - Matt Powell, Board Certified Civil Trial Lawyer
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5 secrets insurance companies don't want you to know about Personal Injury Claims
http://www.Mattlaw.com Insurance companies go out of their way to encourage people to give them a recorded statement. They do this to help reduce the amount of money they will have to pay on a claim. The reason that recorded statements are so tricky, is that most people think that they won't hurt their case by giving the adjuster a recorded statement, or they think they have to give a recorded statement or else the insurance company won't fix their car or pay their bills. But before you give a recorded statement, get the help of a lawyer. Let him tell you if you have to give a statement or not. Let him tell you what questions you do or don't have to answer. Here is how and why recorded statements are so dangerous. The questions they ask you are designed to be used against you later. For example, they will ask you what injuries you received from the accident. If you leave out one injury, they will later accuse you of lying, and will say, now you complain of a knee injury, but when we took your recorded statement right after the accident, you did not say anything about a knee injury, so you must be making this up to make a profit from the accident case. The second biggest way they use a recorded statement against you, is by getting you to guess at an answer about how the crash happened. Or get you to say that you don't know something about the accident, then later use this against you. For example, they may ask how fast was the guy going who rear ended you. And you might say, I think he was going at least forty-five miles per hour. And you just say this since the crash felt really hard. But later, the facts indicate that the property damage was minor and that his speed was closer to ten to fifteen miles per hour. So then they may say, wow . . . .you were really exaggerating the speed when we took your statement, so, are you now exaggerating your injuries today? See how tricky this can be! Or another example is when they ask you where the other car came from, and you say, I don't know. They then make up a plausible explanation of why their insured was not at fault since you can't say what they did wrong. The only reason you answered I don't know is because you have not had the time to really investigate the whole thing, or see all of the information and evidence. And so when you gave the recorded statement, it was unfair to you since you were not yet fully able to know many things about how the accident happened. http://www.MattLaw.com
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Traumatic Brain Injuries and Whiplash - Understanding the Physics and Cause of these Injuries
http://www.MattLaw.com Tampa Brain Injury Lawyer Matt Powell explains the Physics of how a brain injury and whiplash happens. A traumatic brain injury is caused by a bump, blow or jolt to the head. This trauma or head injury disrupts the brain's normal ability to function. Not all blows or jolts to the head result in a traumatic brain injury. The severity of a brain injury can range from "mild," like, a brief change in mental status to "severe," an extended period of unconsciousness or amnesia after the injury. Most traumatic brain injuries are concussions. What is a Concussion? A concussion is a type of traumatic brain injury, caused by a bump, blow, or jolt to the head that can change the way your brain normally works. Concussions can occur from a motor vehicle accident, a fall or a blow to the body that causes the head and brain to move quickly back and forth, even though the head itself has no trauma. A brain injury can affect Thinking, memory and reasoning. Sometimes it can be short term memory or long term memory. Reasoning can be a lack of judgment. A brain injury can affect Language which is a change in the ability for the injured person to understand language, or a loss of expression, or a difficult time in communicating. A brain injury can affect Emotional Changes which can be seen as newly acquired depression, anxiety, aggression, acting out, social inappropriateness and personality changes. Brain injuries can cause epilepsy and increase the risk for Alzheimer's disease, Parkinson's disease, and other brain disorders that show up years later. Mild traumatic brain injuries are a result of microscopic damage throughout the brain that in turn initiates a cascade of biochemical events that leads to the subsequent formation of Alzheimer's disease. Any concussion is an injury to the brain. Some brain injuries are very minor, and others are quite severe. We also know that repetitive concussions lead to severe loss of brain function over time. Motor Vehicle-Traffic Crashes are the second leading cause of brain injuries 17.3 percent and resulted in the largest percentage of brain injury related deaths 31.8 percent. Closed Head Mild Traumatic Brain Injuries: A closed head injury is when the trauma does not fracture the skull, but the brain is damaged by a sudden shaking or movement of the brain inside. If a person's head and brain has a sudden shake, they will have what is commonly called an "Axonal Sheering Injury." This injury happens when the axons connecting the white and grey brain matter are stretched and damaged. Your brain is made up of two types of brain cells, grey and white matter. The center of your brain is "white brain matter", which is dense and heavy compared to the surrounding grey matter. The grey brain matter is much softer and lighter that the heavy white matter. The white and grey matter are connected by axons, which are billions of microscopic nerve fibers that transfer information from the grey brain matter to the white brain matter, and vice versa. 75% of brain injuries are classified as mild brain injuries. However, the definition is not very comforting if you are the one with the "mild brain injury." Many emergency department doctors call a concussion a "mild" brain injury because concussions are usually not life-threatening. Even though a concussion is not usually a life ending injury, it can have a life altering effect. A brain injury can and does occur without a person being knocked unconscious. There is the famous case of Phineous Gage's brain injury. In 1848, Pineas was working on a railroad when an explosion occurred and sent a three foot long iron rod through his head. He was rushed to a doctor who found Phineous to be "in full possession of his reason and free from pain." He was eventually able to return to work, however, he underwent a total transformation of his personality. Today, most doctors will agree that a brain injury does not require a loss of consciousness, however, in the courtroom, most defense experts will say that without a loss of consciousness there can be no brain injury. The good news is that medical literature continues to expand and clarify that brain injury does happen without a loss of consciousness. http://www.MattLaw.com
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Offers of Settlement by Florida Personal Injury Trial Lawyer Matt Powell
http://www.MattLaw.com Matt Powell explains what an Offer of Settlement is and how they work. We will explore some strategies that may help reduce your risk and increase your recovery by using an Offer of Settlement. The Offer of Settlement laws and procedures are very complex and have undergone numerous changes since they were first created. This video is a simple overview of the Offer of Settlement procedure. But every case is unique and there are lots of variables that affect each Offer. But this video should help give you a basic foundation of how you can use them in a personal injury case. Most people have heard that in England, the loser of a law suit has to pay the winners attorney fees. Well in Florida, we have a similar law that says if any party offers to settle the case with the other side, and the other side rejects the offer, and you go to trial and win by more than 25% of your offer, then as a penalty to the side who made you go all the way to trial, they may have to pay your attorney fees on top of your award. This sounds simple enough, but let me tell you it is very complicated. There is a lot of strategy that goes into deciding how much to make an offer for, when to make it, and for how much. Offers of Settlement are common in personal injury cases. In a typical car accident case that is litigated considering how to send an Offer of Settlement is very important, as well as understanding how to respond to one if it is sent to you. Matt Powell is a Board Certified Civil Trial lawyer who has created many information legal videos to help the public understand theri rights. http://www.MattLaw.com
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Workers Compensation Claims - When you can make two claims for your injuries
http://www.MattLaw.com Matt Powell explains your rights if you have been injured on the job. If you have been injured on the job, there are a few things you should do to protect all of your rights. First, report your injury to your employer. Second, get good medical attention right away. Third, try to document what caused your injury. And fourth, if you were injured by the fault of another person who is not a co-employee or your employer, then you may have what is called a "Third Party Claim" against the "at fault" person or business who caused these injuries. Then, call my office to find out if you should make two separate claims for your injuries. What I mean by this is that one claim is under Workers Compensation, and the other is against the at fault third party. Each of these separate claims have different processes and different recoveries that you may be entitled to. For example, under your workers compensation claim, they pay your medical bills but only two thirds of your salary. But if a third party claim can be made, then you are entitled to recovery for All of your lost wages and future loss of earning capacity in addition to many other types of compensation. Many clients who were in a car accident while working. Some people mistakenly think that workers compensation is their only avenue of a recovery for their lost wages and medical bills. However, the at fault person may be responsible to you for the harm they caused by their negligence. When people are injured on the job and the injury was caused by another company or another worker on a construction site, they may have a "Third Party Claim" to be made against the at fault person or business. Additionally, if you have been injured by a defective product, such as a crane, truck, or some other product that injured you while you were on the job, then you might be able to make a recovery against the product manufacturer in addition to your workers compensation benefits. If you can bring a third party claim your recovery is going to be significantly greater than just the benefits available through your workers compensation insurance company. For example, if you are out of work, workers compensation only pays you two thirds of your wages and there is a cap on how much they will pay. However, in a third party claim, you are entitled to recover 100% of your lost wages in the past and future, without any cap. In a workers compensation claim, you don't get your fringe benefits. However, in a third party claim, you are entitled to 100% of your fringe benefits. In a workers compensation claim, you are not entitled to any money for pain, suffering, mental anguish or loss of enjoyment of life. But in a claim brought against the at fault party, you are able to recover each of these valuable losses. In a workers compensation claim, you don't get to pick your doctors, the workers compensation insurance company dictates who you can see. However, in a third party claim, you can go to any doctor you choose. In a workers compensation claim, the theory is to pay for medical treatments and some of your lost wages, but to get you back to work as fast as possible. However, in a third party claim, the laws are designed to make you "whole again". In other words, to fix what can be fixed, to help what can be helped, and then to make up for what can't be fixed or helped. When we represent clients who have both a workers compensation claim and a third party claim, we encourage them to seek their workers compensation benefits, and allow us to go after the at fault party. So there are actually two cases going forward at the same time. The bottom line is this, in any injury case, it is important to consider all of your options and to select the best ones that are right for you. http://www.MattLaw.com
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MRI - How it Works, Part 2 The Different Types
http://www.MattLaw.com How does an MRI work part 2, what does an MRI do. How can it help you if you have been injured. Tampa personal injury attorney Matt Powell explains a complicated subject in a way anyone can understand. Find out how an MRI can detect hidden Injuries. Find out why an upright MRI may be better for you than the traditional lay down MRI. Typically most people who have spinal injuries experience less pain and discomfort when they are laying down, and that's why a lay down MRI scan may be less accurate in diagnosing spinal injuries. When we lay down, our spine relaxes, and with the pressure off, the discs and ligaments fall back into place. With gravity pushing down on you, gravity causes the discs and ligaments to be images in the position you are in when you feel pain. http://www.MattLaw.com
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Offers of Settlement in Florida injury cases
http://mattlaw.com Offers of Settlement in Florida injury cases presented by Matt Powell board certified civil trial lawyer by the florida bar
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What to Do When Car Insurance Company Refuses to Pay
A Simple Explanation of What to do when a Car Insurance Company Refuses to Pay. This video will teach you why insurance companies only respond to profit-loss. http://MattLaw.com - Matt Powell, Board Certified Civil Trial Lawyer The most important thing to know is the only thing that motivates insurance companies is profit. So, the only way to elicit a response from your car insurance company is via threats of profit loss. Most people believe that insurance companies are motivated by altruistic goals and always want to do the right thing for their insureds and society. Unfortunately, that line of thinking could not be farther from the truth. Your car insurance company is not looking to do the right thing for you, your family, or our country. When your car insurance company refuses to pay, it's because it's the right thing to do for their bottom line (profits.) When a car insurance company refuses to pay, the only thing you can do to motivate them to pay the full value of your claim is to threaten them with a lawsuit. Here is the car insurance company mantra: DENY the Claim DELAY the Claim DEFEND the Claim I call the insurance company mantra "The 3 D's." First, your car insurance company will refuse to pay your claim by denying any responsibility for you and your families losses. Second, your car insurance company will refuse to pay your claim by delaying the process. They will do things like sending you on a wild goose chase for paperwork they don't actually need. Insurance companies are motivated to delay claims because they accrue interest on the money they don't pay you over time. Third, your car insurance company will refuse to pay you by defending the claim when you file a lawsuit. They will defend the claim using their own in-house lawyers or private law firms so they can hold onto your money as long as possible. If your car insurance company refuses to pay the full value of your claim, you need to hire a Board Certified Civil Trial Lawyer immediately and file a lawsuit. Car insurance companies place different values on claims depending on which lawyer you hire. So, you need to hire a lawyer with a track record of taking claims all the way to trial where a jury can determine the value of your claim. If you have any more questions about what to do when a car insurance company refuses to pay, please feel free to call me, Matt Powell, at 1-844-MATTLAW. You can also check out my article about the subject on my website here: http://mattlaw.com/when-car-insurance-company-refuses-to-pay/ http://MattLaw.com - Matt Powell, Board Certified Civil Trial Lawyer
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Motorcycle Night Riding Tips for Safety
Matt Powell talks about enjoying and being safe while you ride your bike at night. How lighting and visibility are critical to your safety. Things you can do to ride safer at night. http://www.MattLaw.com
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Fibromyalgia and the Florida courts
http://www.MattLaw.com Fibromyalgia is a subject Tampa attorney Matt Powell is quite familiar with. How to protect yourself and your finances if you or someone you know is afflicted with this debilitating disease. This video deals specifically with trauma induced fibromyalgia A few basic facts: A Fibromyalgia diagnosis is made upon having 11 out of 18 identifiable tender points. Many patients with fibromyalgia have short-term memory retention problems. Most patients of fibromyalgia are between the ages of 20 and 60. Fibromyalgia is occasionally mistaken for lupus. Fibromyalgia is diagnosed more often in women than in men. Fibromyalgia is often classified among rheumatoid disorders. However, fibromyalgia does not seem to involve joint destruction or deformation of joints like rheumatoid arthritis. Many patients have symptoms of fatigue which may be caused by inadequate amounts of deep-level sleep. www.MattLaw.com
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Interrogatories: by Florida Trial Lawyer Matt Powell
http://www.MattLaw.com Interrogatories are written questions that must be answered by a party under oath as part of the discovery process in any personal injury case. Most people underestimate the importance of carefully answering their personal injury interrogatories. They often times make simple mistakes that can cost them a lot in the end. Florida personal injury cases use standard interrogatory questions prepared by the Florida Supreme Court. Click here to see a pdf of the Standard Interrogatory Questions. How can you accurately answer these interrogatory questions to maximize your recovery? Here are a few important tips: One of the most important questions is: Question 6 which asks: "Were you suffering from any physical infirmity, disability or sickness at the time of the incident described in the complaint? If so, what was the nature of the infirmity, disability, or sickness?" Answering this question accurately can make a huge difference in the outcome of your case, and understanding why and how you want to answer this question is a key concept that many personal injury victims don't fully understand and even some lawyers have a hard time with this question. Here is why this one question is so important to your case. The insurance company will make a big deal about your pre-existing conditions if you don't. They will suggest that "you are not hurt from this accident because you are injured from something other than this accident, and that you are trying to hide these pre-existing injuries and conditions from your lawyer, your doctors and the jury and therefore, you are a bad person who should recover nothing." This is the biggest misconception in personal injury cases and I will explain why. Florida Law (Florida Standard Jury Instructions in Civil Cases 501.5(a) Aggravation or activation of disease or defect) says that if you do have a pre-existing condition, you shall recover all of your damages including what was pre-existing, unless the defense can separate the old from the new. Click Here to see Florida Jury Instruction 501.5 (a) Aggravation or activation of disease or defect. Therefore, standard interrogatory Question 6 about pre-existing conditions is where many people think that if they have a pre-existing injury or condition, it will hurt their case, when in fact, the opposite is true. Florida law basically says that if you have a pre-existing injury or condition and it is aggravated or activated or made worse by an accident, you are probably entitled to more money, not less. The reason for this is because (a) it is easier to hurt you (since you have a weakened condition) and (b) it is going to be a more serious and permanent injury since you were already physically weak from your condition. Don't miss this opportunity to list any and all pre-conditions which may have been affected by the accident. For example, a person with diabetes or high blood pressure may not be able to fully heal from their injuries because of their pre-existing conditions. Also, pre-existing arthritis, even though it may not bother you very much or you may not even take any medication for it, may make your injury more severe. Many adults are on medication for one condition or another. It is important to disclose any and all medications (see Interrogatory Question 7) that you have been taking because an accident may make that condition worse. Also, think carefully about any and all prior accidents and injuries you may have. These prior injuries likely have created areas of instability in your spine that are easily worsened by this accident. When answering this question about pre-existing conditions, it is far better to provide more information than you think is necessary. As your attorney, it is our responsibility to help make sure that you've told the truth in a way that is ethical and appropriate. When speaking with us, it is better to over disclose rather than under disclose information regarding pre-existing conditions. Our saying in the office is that you should make your pre-existing conditions known, not hide them. Also, when answering Question 6, use your answers to Questions 7 and 16 to help you add to your Answer 6. If you are on medication (Question 7) then you have a pre-existing condition that you are being treated for, and this will likely be aggravated by the crash. Your answer to Question 16 where you list all of your doctors should also help you list any other pre-existing conditions. http://www.MattLaw.com
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How to Deal with Insurance Adjusters (After a Car Accident)
Matt Powell is a Board Certified Civil Trial Lawyer by the Florida Bar. For a more in-depth article on how to deal with insurance adjusters, follow the link below: http://mattlaw.com/how-to-deal-with-insurance-adjusters/ After an accident, you will hear from insurance adjusters about your property damage and/or bodily injury claim. Adjusters from both your insurance company, as well as the other vehicle’s insurance company, may contact you about the crash. This is a simple guide on how to deal with insurance adjusters after a car accident. Quick Summary of How to Deal with Insurance Adjusters: 1. Find Out which Insurance Company the Adjuster Represents. 2. If they are from your own Insurance Company, you have a Duty to Cooperate with them. 3. If they Represent the other Party’s Insurance Company, be Careful. 4. Do Not Speak to other Adjuster Directly. Have a Friend or Lawyer Speak to them. 5. Do Not give the Other Side a Recorded Statement. 6. Do Not Sign any Documents from the Other Insurance Adjuster. 7. Do Not Settle Your Claim too Quickly. 8. Consult with an Experienced Personal Injury Lawyer to Protect Your Rights. Here’s the Deal: You Need to Know which Company the Adjuster Represents. When your phone rings and it is an insurance adjuster calling to talk to you about your claim, find out which insurance company is calling you. It is extremely important to know which insurance company the adjuster works for when speaking with them and how to deal with insurance adjusters after a car accident to protect your rights. This is because insurance adjusters interests’ align with the insurance company they represent and the insured. Sometimes it is your own insurance company, and more often, it is the adjuster who works for the company that only cares about their insured, not you.
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Gaps in Your Medical Treatment can Ruin Your Health and Your Personal Injury Case!
http://www.MattLaw.com This is the most important video you will ever watch to help you protect your injury case and your health. A gap in your medical treatment can really hurt your personal injury case. Serious gaps in treatment in many situations can kill your case. Some of these serious gaps are caused by your doctors not knowing how to manage your care as it relates to your case. The biggest mistake is when a client thinks they have been "Finalized" or have reached "Maximum Medical Improvement." When this happens, they think they are done with their treatment. And therefore they think they don't have to do anything else, and the lawyer will settle their case. This is an Expensive mistake to your health and your settlement. You need to know that there are Two types of medical care. The first is "Rehabilitative care" and the Second is "Palliative care". Rehabilitative care is when the doctors are trying to stabilize your injuries and keep you from getting worse. Once you are stabilized, then they to try and heal your injuries. For example, a broken leg may require surgery, followed by casting of the broken bone so it will maintain alignment while the fracture heals. Then, after your cast is removed, your doctors will prescribe physical therapy to improve your strength and flexibility, and to train your muscles and ligaments to function better. In other types of injuries without a broken bone, the treatment is usually designed to reduce the pain and inflammation around the damaged part of your body. This is to help your muscles and ligaments return to normal, to take the pressure off nerves that cause pain, and to break the pain cycles caused by the injury. Then once the healing begins, the doctors will change your treatment plan to help heal the body with strengthening and flexibility types of treatment. The American Medical Association says that this first phase of treatment in most cases should take about six months. After six months of rehabilitative care, you should reach a "Medical Plateau." In other words, you have reached "Maximum Medical Improvement" commonly called "MMI." Unfortunately, some doctors and many patients think that this is the end of their treatment, which is 100% Wrong. MMI just marks the shift in treatment from Rehabilitative care to the Second type of care which is called "Palliative or Maintenance Care." http://www.MattLaw.com
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Motorcycle Accident Human Factors
Board Certified Civil Trial Lawyer Matt Powell explains how our human abilities of perception are so important for safe motorcycle riding. http://www.MattLaw.com
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A Real Life Example of a Motorcycle reaction Accident Reconstruction
Board Certified Civil Trial Lawyer Matt Powell explains the human factors of a common type of motorcycle crash. The video explains the scientific principles of observing a danger, processing the risk, making a decision, then reacting to the danger. http://www.MattLaw.com
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Motorcycle Helmets
Board Certified Civil Trial Lawyer Matt Powell discusses helmet laws and safety features relating to various helmet types. http://www.MattLaw.com
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Workers Compensation in Florida (The Real Story on Work Injuries)
The Real Story on Workers Compensation in Florida. Learn how to protect your rights if you've been injured at work. If you have been injured on the job in Florida, there are a few things you should do to protect all of your rights. 1. Report your work injury to your employer or supervisor as soon as possible. 2. Get good medical attention right away. 3. Try to document what caused your work injury. 4. Call a Board Certified Workers Compensation Lawyer by the Florida Bar to learn how you can protect your rights. Reporting your injury to a supervisor or your employer is extremely important. Letting a coworker know is not good enough. Also, work-place injuries or accidents MUST be reported within 30 days. Here is a list of important tips workers should be aware of if they’ve been injured on the job in Florida: - Do NOT let your employer talk you out of making a worker’s compensation claim if you are injured on the job. - Do NOT sign any Severance Agreement with the help of a Board Certified Workers Compensation Lawyer. - If you are injured, do NOT be afraid to make a claim. You have rights and most people think they will be fired if they make a claim, but that is highly ILLEGAL, so the law protects you. - Get a Board Certified Workers Compensation Lawyer as quickly as possible to preserve your rights. Hiring an attorney is an important decision, so you need to make sure you hire one who has extensive experience and who is a specialist in that type of law. Here are the three elements under the law that workers are entitled to recover in Florida: 1. Medical treatment for your injuries 2. Lost wages - available for the time period before the worker reaches maximum medical improvement, unless the injuries were catastrophic resulting in permanent and total disability 3. Lump sum settlements For more information about workers compensation claims in Florida, call Richard Driscoll, Board Certified Workers Compensation Lawyer by the Florida Bar, at 813-251-3001. http://www.richardwdriscoll.com/
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Drunk Driving Personal Injury Claims (The Real Story)
A Simple Explanation about Drunk Driving Personal Injury Claims. This video will teach you the importance of hiring an experienced personal injury trial lawyer to represent you or your family in accidents involving drunk drivers. http://MattLaw.com - Matt Powell, Board Certified Civil Trial Lawyer Drunk driving personal injury claims require skilled legal representation due to their complex nature. This video will act as a simple explanation on what you need to know about drunk driving personal injury claims. Insurance companies do everything within their power to hide drunk driving from juries in personal injury cases. Hiring an experienced board certified personal injury trial lawyer is crucial to protecting your families rights if you are involved in a drunk driving personal injury accident. If you or a family member are involved in an accident where the person at-fault was drunk, you may be entitled to punitive damages. Punitive damages act as a form of punishment for the drunk driver to discourage others from repeating the bad behavior. Our courts allow punitive damages in personal injury accident cases when the at-fault driver does something reckless or intentional without regard for the consequences or safety of others. Punitive damages are also called exemplary damages. Drunk driving personal injury claims need to be handled carefully by an experienced trial lawyer. Insurance defense lawyers will try to argue that drunk driving will anger the jury, so it should not be presented during your trial. It's very important to make sure jurors know about the drunk driving personal injury element of your case. In order to do this, you need to hire a board certified civil trial lawyer. You also need to explain to your doctors how the drunk driver has affected your life. Get involved with MADD and contact Victims' Assistance in your county to fill our a Victim's Impact Statement. To get your drunk driving personal injury case on the right track, make sure you hire an experienced trial lawyer. Your lawyer should know to get the 911 recording of someone calling the police if it applies, the DUI arrest affidavit from the police, seek any DUI videos of the arrest, the DUI breath or alcohol test results, and file suit quickly if the insurance company delays or denies paying you the drunk driver's insurance policy limits - among many other things. If you have any more questions about drunk driving personal injury claims, please feel free to call me, Matt Powell, at 1-844-MATTLAW. http://MattLaw.com - Matt Powell, Board Certified Civil Trial Lawyer
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Insurance Company Secrets the Jury Never Sees
Did you know that in Florida, there is no such thing as an "accident report." They are called Crash Reports, and the State of Florida officially re-named them crash reports in 1998. The reason they are called Crash Reports, is because accidents can all be avoided if people take precautions and are careful. Therefore, there really are no accidents, only people who are driving unsafe, thus causing a crash. Why does the law prevent the Jury from seeing the Crash Report? Florida Statute §316.066 basically says that in order to encourage people to tell the truth to the police officer at a crash, that if they admit any wrongdoing, then it should not be used against them later in a trial. So to help the State of Florida to more effectively investigate crashes, we won't let the jury see the crash report. "No such report or statement shall be used as evidence in any trial, civil or criminal." §316.066(7). Who got the ticket? Why is this kept from the jury? This is another law Florida Statute §316.650(9) which says: Such citations shall not be admissible evidence in any trial, except when used as evidence of falsification, forgery, uttering, fraud, or perjury..." Insurance is hidden from the jury. Florida Statute §627.4136 entitled the Nonjoinder of Insurers. Statutes says: that juries are not to know about the availability of insurance that will protect the negligent defendant. The intent of the nonjoinder statute is to ensure that the availability of insurance has no influence on the jury's determination of damages. Before this statute the law in Florida allowed people who were injured in a crash to bring a suit against the insurance company who insured the bad driver, rather than the person directly. They changed the law and now prohibit any mention of insurance in the trial. It is believed that if the jury knew that there was insurance and that a person did not have to pay the damages personally, the damages given by the jury might be higher if they thought there was no insurance to pay the loss. However, if the jury does not know about insurance, the jury may be sympathetic to the person who caused the crash, for fear that the financial loss might cause them harm even though the insurance will pay the full judgment. Ever wonder who pays the lawyer for the defendant? The insurance companies pay the lawyer. And very rarely does the defendant have any say in who defends him or her. Many lawyers in court these days who defend bad drivers are actually employees of the insurance company. Many insurance companies such as GEICO, State Farm, Allstate, Progressive, have created "in house" lawyers. These lawyers are employees and paid a salary for their work. Some insurance companies hire lawyers who do primarily "Insurance Defense" work, and are experienced lawyers who focus on defending claims. No matter what the cost of the lawyers is, the person does not pay the cost of the defense. The insurance company does. Ever wonder what the Insurance Limits are? Well, the jury never knows what the limits are, but it is important to know that usually before the trial started, there were probably some settlement negotiations. If an insurance company has an opportunity to settle a claim within their insured's policy limits, and they don't settle the case and it goes to trial, well, the policy limits won't really matter. In most cases, the insurance company understands that if they gamble, and lose, that their insured should not have to pay the loss, and they pay the judgment even when it exceeds the policy limits. So if a person who caused a crash only has a policy limit of $10,000.00, and their insurance company did not settle the case, and now their insured is in a trial, the chances are very high that if the jury were to award anything over the policy limits, the insurance company will pay. If the insurance company did not pay and left their poor insured to suffer with a judgment against them, it would probably be a result of "Bad Faith" by the insurance company, and the insured may hire a lawyer to go after their own insurance company for putting them in this position.
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How to Choose a Personal Injury Lawyer
http://MattLaw.com - Matt Powell, Board Certified Civil Trial Lawyer Here's the Deal: Avoid Lawyers Who Don't Focus on Personal Injury. There are many lawyers who claim to be personal injury lawyers when, in fact, they have little or no experience in filing lawsuits and going all the way to trial. By hiring an experienced and qualified personal injury trial lawyer in the beginning, your case will move efficiently. Therefore, you will avoid many of the common mistakes inexperienced lawyers make in personal injury cases. Beware: Many Lawyers Advertise to Settle Cases for Less than their Worth. Many lawyers advertise a lot only to sign up cases and settle them for less than they’re worth. So, if they can’t settle your case, they refer it to another lawyer to do the hard work. Big advertising firms usually treat their cases like cattle. They push them through the system and slaughter them at the end for less than the true value of the case. Insurance companies keep track of those firms and when you hire them to handle your case, insurance companies offer you less money. Insurance Companies Base the Amount they Offer on the Lawyer you Hire. They keep track of lawyers and law firms that settle cases for low values. This means when you hire a big firm or a lawyer that never goes to trial and just settles cases, a lower value will be placed on your claim That's why it is so important to hire a Board Certified Civil Trial Lawyer who takes their cases seriously and fight all the way to trial. Insurance companies know which lawyers and law firms fight for their clients and place higher values on their cases. What is a Board Certified Lawyer? When a lawyer is Board Certified, they are recognized as an expert in their area of law. Board Certified Lawyers have special knowledge, skills, proficiency, and have a high level of professionalism. It is the highest level of recognition by The Florida Bar. I, Matt Powell, am Board Certified in Civil Trial Law, so I am an expert at taking cases to trial in front of juries. Why hire just any lawyer when you can hire a Board Certified one? Are Board Certified Lawyers More Expensive? Almost all personal injury lawyers work on a contingency fee basis, which means the attorney is only paid if they make a recovery for you. The Florida Bar regulates contingency fees, so most personal injury lawyers charge the same exact fee. So, if every attorney charges the same fee, why not hire one who is an expert in personal injury trial work? Why Should You Wait to Hire a Lawyer? You shouldn't! Since the attorney fees are the same no matter when you hire them, why not take advantage of advice from a board certified civil trial sooner than later? As a result, it will help you avoid making mistakes that could cost you money in the future. The sooner you hire a lawyer, the more valuable your claim is worth. Your Lawyer Should Know the Science and Medicine of Injuries. Make sure the lawyer you hire is very knowledgeable about science and medicine. The lawyer should understand the physics of things like car accidents in order hire the right experts and ask them the right questions. This is the same for medicine. If your lawyer understands medicine, they will be more knowledgeable about the types of medical expert witnesses needed to prove your injuries and will know the right questions to ask them. They will also know what to ask from your treating doctors to prove your case. Hiring a lawyer that doesn't know that much about science and medicine will significantly devalue your claim. If you Have Questions, Call Me. If you have any more questions about how to choose a personal injury lawyer, call my office at 1-844-MATTLAW and speak with me, Matt Powell, about your claim. http://MattLaw.com - Matt Powell, Board Certified Civil Trial Lawyer
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Dr Eric Herman, a workers compensation doctor testifying for the insurance company
Dr. Eric Herman was the workers compensation doctor who treated Dannette Griffith for her injuries she sustained on the job. She was in a minor car collision which was the focus of the law suit brought by her against the negligent driver. As a result of her being injured on the job, she had to treat with a doctor selected by her workers compensation insurance carrier. The lawyers for the negligent driver used her former doctor to testify against her claim in the car crash case. Listen to this man's thoughts about his patients injuries. http://www.MattLaw.com
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How Much is Your Personal Injury Case Worth
http://MattLaw.com - Matt Powell, Board Certified Civil Trial Lawyer There are three important factors that answer the question how much is your personal injury case worth. The three factors you need to determine how much your personal injury case is worth are liability, damages, and insurance coverage. Factor 1: The first factor is liability of fault. In other words, whose fault was the accident? If you are involved in an accident that’s 100% the other person’s fault, the value of your claim increases. Even if you are partially at fault in an accident, you may still be able to make a recovery. However, how much your personal injury case is worth will generally be reduced by your percentage of fault. Factor 2: The second factor or leg of the stool is damages or injuries caused by the accident. If you suffered severe and permanent, debilitating injuries that require ongoing medical care, how much your personal injury case is worth is higher. After an accident, if you didn’t go to the doctor or seek medical treatment then there’s no documentation of your injuries. So, if you didn’t miss any work or the accident didn’t affect your life in a meaningful way, then the your claim worth is low. Factor 3: The third and final factor or leg of the stool is how much insurance coverage is available. Unfortunately, about 50% of cars in Florida do not carry BI, bodily injury, insurance. Without adequate UM, uninsured motorist, coverage in an accident with another person who doesn’t carry insurance, your claim probably has no value. If you had a big UM policy or if the other driver had a big insurance policy, it doesn’t necessarily mean you have a big case. Remember, insurance is just one leg of the stool. The amount of damages you sustained and clear liability are equally as important. Ultimately, how much your personal injury case is worth is a combination of these three important factors. An experienced personal injury trial lawyer will be able to estimate the true value of your claim. If you have any more questions, please feel free to call me at 1-844-MATTLAW. I would be glad to help you. http://MattLaw.com - Matt Powell, Board Certified Civil Trial Lawyer
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How to Find a Doctor after a Car Accident (A Simple Guide)
A Simple Explanation of How to Find a Doctor after a Car Accident. This video will teach you why you need to see a specialist for your injuries and NOT your primary care physician. http://MattLaw.com - Matt Powell, Board Certified Civil Trial Lawyer This video offers advice on how to find a doctor after a car accident. The first and most important thing to do is seek a doctor right away. Waiting days, weeks, or months could result in permanent impairment or worse. It's never a good idea to put your health on the back burner, especially after a traumatic event like a car crash. A big mistake most people make is going solely to their primary care doctor. It's fine to see your primary doctor, but do not rely only on them. They are not specialized to treat injuries caused by car accidents. Ask to be referred to a specialist so you can get proper treatment and increase your chances of healing from the injury. Another reason to seek treatment from a specialist is the quality of their medical records. If you bring a personal injury claim, the value of your case in the insurance companies' eyes will be based on the quality of the medical records your doctors produce. You primary care doctor most likely focuses their practice on internal medicine. A doctor who specializes in certain other types of health would include orthopedic surgeons, neurologists, physiatrists, and other kinds of qualified injury doctors. Insurance companies know that most people don't know how to find a doctor after a car accident that will help them prove the extent and severity of their injuries. Specialists know the games that insurance companies play and can adequately document your condition in a way the insurance company can understand. Make sure you avoid doctors from legal referral services. Unfortunately, there are a lot of legal referral services that exist only to churn out cases like a meat factory. The doctors that a legal referral service will recommend are just looking for a quick buck and will not have your best interest at heart. They will only decrease the value of your personal injury case and steal your PIP insurance. When you finally find a specialist to treat your injuries, make sure you tell them about ALL of your prior injuries and pre-existing conditions. If you fail to mention something from the past, the insurance company will assume that you lied to your doctor and make a big deal about it during your case. Also, pre-existing injuries will help your case, not hurt it. People with previous injuries and pre-existing conditions are easier to hurt and harder to fix. Once you begin treatment with your specialists, keep treating. Do not allow gaps in your treatment to occur. If you do, the insurance company will assume you were lying about being hurt because you stopped treating your injuries. Hurt people seek treatment. If you are not hurt, that is great and consider yourself very fortunate. If you are hurt, then you need to put your health first and follow a regimented treatment plan with your specialists. If you can't afford a specialist, there are some that will treat you if you have a good personal injury lawyer. These doctors will agree to treat you and wait to be paid at the end of your case. Lawyers can help you find the right experts to document your injuries, harms, and losses. If you have any more questions about how to find a doctor after a car accident, please feel free to call me, Matt Powell, at 1-844-MATTLAW. You can also check out my article on the subject on my website here: http://mattlaw.com/how-to-find-a-doctor-after-a-car-accident/ http://MattLaw.com - Matt Powell, Board Certified Civil Trial Lawyer
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Violent Crime - What to do if you're a victim
http://www.MattLaw.com If you have been assaulted / injured due to the failure of an business or organization to provide adequate security from criminals you have a right to file a claim to help restore your health and finances. Matt Powell is Board certified civil trial lawyer who can help. http://www.MattLaw.com
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When Pharmacy Gives Wrong Medication, Prescription, or Dosage (Simple Guide)
Simple Explanation on What to Do When a Pharmacy Gives You the Wrong Medication, Prescription, or Dosage. This video will teach you about what types of mistakes Pharmacists commonly make and what you can do to preserve your health and legal rights. http://MattLaw.com - Matt Powell, Board Certified Civil Trial Lawyer When a Pharmacy gives you the wrong dosage, prescription, or medication it's called Pharmacy Negligence. Although Pharmacy mistakes are not considered Medical Malpractice, the Statute of Limitations on a Pharmacy negligence claim is only two years. When a Pharmacy or Pharmacist dispenses the wrong medication or amount, the results can be fatal. At a Pharmacy, unfortunately, it's not really the Pharmacists who run the show. It's big Pharma and corporations who place greed and profits over people that cause most pharmaceutical mistakes. Common Mistakes Made by a Pharmacy Include the Following: High-Volume, High-Stress Pharmacies: Some pharmacies are designed to run like a fast food restaurant. This places a lot of stress on the employees and pharmacists, and increases the likelihood of the wrong medication or amount given to people. A study shows that the most common causes of Pharmacy errors were due to too many phone calls, busy days, too many customers, lack of concentration, no one available to double-check, staffing shortages, similar drug names, no time to counsel the patient, illegible prescriptions, and misinterpreted prescriptions. Sound-Alike Errors: Many medications have names that sound extremely similar to other prescriptions. The consequences of filling a prescription with a sound-alike medication could be the difference between getting lice poison instead of yeast infection treatment. Improper Compounding Errors: Some pharmacies have the pharmacists literally create the medicine ordered by the doctor. This can lead to compounding errors, which can mean someone accidentally getting 3,000 times the strength of what was prescribed. Substitution of Generic Drugs Without Informing the Patient: Sometimes Pharmacies dispense a generic version of a drug without informing the patient. Usually this doesn't cause any problems, but occasionally it does. Failing to Counsel the Patient: A good pharmacist will ask the following questions: 1) What did your doctor tell you the drug is for? 2) How were you told to take the medication? 3) What directions did the doctor provide for taking the medication? When a pharmacy dispenses the wrong prescription, medication, or dosage, it can lead to serious injuries or even death. Pharmacy mistakes are avoidable and if you suspect a pharmacy mistake, here are a few steps you can take immediately to preserve your health and legal rights: 1) Call Your Doctor Immediately 2) Call the Pharmacy Immediately 3) Don't give the bad medication back under any circumstances 4) Save the medication, bag, receipt, and bottle 5) Don't give a recorded statement to anyone without a lawyer If you have any more questions about what to do when a pharmacy gives you the wrong prescription or dosage, please feel free to call me, Matt Powell, at 1-844-MATTLAW. You can also check out my website here: http://MattLaw.com - Matt Powell, Board Certified Civil Trial Lawyer
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10/20 What insurance numbers mean
What does ten twenty mean? What does 10/20 mean? When the insurance says 10 / 20 how much coverage is that? Matt Powell a board certified personal injury attorney explains what the policy limits mean. He explains the per person limit as well as the per occurrence limits. This video does not talk about how to get more than the policy limits, that is in another video. http://www.MattLaw.com
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Closing Arguments in a whplash soft tissue injury trial Sarasota Florida
Matt Powell's closing arguments in a difficult personal injury jury trial. Closing argument is the last chance for the attorneys to address the jury before they deliberate and reach a verdict in the case. http://www.MattLaw.com
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Protecting Health and Finances after an Auto Accident, Part 1 After the Crash
http://www.MattLaw.com Florida attorney Matt Powell talks about what to after a Automobile crash injury. Matt is a Board Certified Civil Trial Lawyer who helps people and families who have been injured by another's negligence. MattLaw http://www.MattLaw.com
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Conflicts of Interest
Personal injury attorney, Matt Powell explains some common situations where clients may have a conflict of interest with a friend or family member. Matt discusses when you should not share the same personal injury attorney. The video also explains how to deal with a conflict of interest. http://www.MattLaw.com
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Rape - What to do if you're a victim
http://www.MattLaw.com If you or a family member is the victim of a rape you have a right to file a claim to help restore your health and finances. Matt Powell is Board certified civil trial lawyer who can help. In the past few years, victims' rights have greatly improved. You can expect compassionate care from the police and the doctors. Many protocols have been developed to protect the victims' privacy, as well as to provide comfort and support. Many years ago, rape victims were afraid to report a rape because they feared they might be victimized a second time by the police or doctors. Those days of victim abuse are gone. Laws have been enacted to protect the victims' privacy, welfare, and safety. Victims are often provided a rape counselor and a "victims advocate". A victim's advocate helps guide the victim through the legal and medical process with the least amount of hassle possible. As a crime victim, you have rights too. Everyone is familiar with the constitutional rights granted to criminal defendants such as the presumption of innocence, the right to a speedy trial, the right to remain silent. The Constitution grants many rights to persons charged with a crime. However, in the past, there were no rights given to help the victims of crime. Only in the past few years have the courts and the law makers realized that victims have rights too such as: 1) The right to be treated with dignity and fairness and with respect for the victim's dignity and privacy. 2) The right to be reasonably protected from the accused offender. 3) The right to be notified of court proceedings. 4) The right to be present at all public court proceedings. 5) The right to speak with the attorney prosecuting the criminal. 6) The right to restitution. 7) The right to information about the conviction, sentencing, and imprisonment and release of the offender. In Florida, the rights have been expanded to allow the victim to force HIV testing of the accused offender if there is any possibility of the transference of the HIV virus. Children can be victims too. In today's world, every child is vulnerable. Many children do not or cannot tell anyone about the abuse. There's rarely physical evidence of abuse because physical force is not necessary for the criminal to victimize a child. Some signs of sexual abuse of a child include: increased fear or dislike of certain people or places. Nightmares or inability to sleep. Physical complaints Headaches. Anxiety. Depression and running away. Returning to younger or more babyish behavior Self-destructive behavior. I am proud to support the Florida Council against sexual violence, and I am a member of the Crime Victims Bar Association. These are just two great groups that help victims of violent crime. And if you would like more information, or if you have more questions, please call my, Matt Powell at 813-222-2222. http://www.MattLaw.com
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Witnesses Before and After.  How and why to select good B&A witnesses
http://www.MattLaw.com Attorney Matt Powell from Tampa Florida explains why before and after witnesses are so important for any injury or wrongful death case. He also tells us how to select the best witnessed for our case, and what we can do to make sure our before and after witnesses can really help with our case. http://www.MattLaw.com
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Protecting Health and Finances after an Auto Accident, Part 2 Three Elements of every injury claim
http://www.MattLaw.com Florida attorney Matt Powell talks about general concepts of the law as it effects you after an Automobile crash injury. Matt is a Board Certified Civil Trial Lawyer who helps people and families who have been injured by another's negligence. MattLaw http://www.MattLaw.com
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My story by Dannette Griffith about her car accident and trial
Dannette Griffith explains how she felt after a car accident changed her life and the long struggle to obtain justice through the legal system.
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Airplane Crashes Survivors can make a claim
http://www.MattLaw.com What you need to know after an aviation accident. Matt Powell who is a Board Certified Civil Trial lawyer explains what your legal rights are after an aviation accident. From wrongful death survivors rights to injury claims. This video will help you understand how to find the right attorney for you and your family. http://www.MattLaw.com
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Dr. Mark Harper the IME doctor testifies in trail.  CME DME IME all the same
Dr Mark Harper testifies about his being hired to examine a plaintiff, Dannette Griffith for injuries stemming from her car accident. Cross examination by Matt Powell, Tampa trial lawyer. http://www.MattLaw.com
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Tampa Wrongful Death Attorney Explains Emotional Impacts
http://mattlaw.com presented by Matt Powell board certified civil trial lawyer by the Florida bar Wrongful death is different than all other types of claims. No one is prepared. A wrongful death is a sudden, unexpected and traumatic death. Many deaths have a sort of naturalness to them, when life ends due to old age, illness, or even war. The sudden, unexpected, preventable death stands apart from a natural death due to the surprise. A wrongful death creates a constellation of losses. There are so many interconnected losses that affect the family and survivors. A death in the family is a death of the family. The death of a person in a family unit is the death of the family. This loss can generate anger, misunderstandings tension and confusion between the remaining family members as they try to construct a new family unit out of the ashes of the old one. A death in a family often times represents multiple types of deaths. For example, the wife lost her husband, but his children lost their father. While the wife grieves the loss of her chosen life-mate, the children grieve the loss of a loving parent. And the grief of a son is different than that of the daughter. And the relationships between all of the survivors changes. Tampa Injury Attorney Lawyer Wrongful Death Catastrophic Negligence http://MattLaw.com
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Tampa Wrongful Death Attorney Explains Comparative Negligence
http://mattlaw.com presented by Matt Powell board certified civil trial lawyer by the Florida bar Wrongful death is different than all other types of claims. No one is prepared. A wrongful death is a sudden, unexpected and traumatic death. Many deaths have a sort of naturalness to them, when life ends due to old age, illness, or even war. The sudden, unexpected, preventable death stands apart from a natural death due to the surprise. A wrongful death creates a constellation of losses. There are so many interconnected losses that affect the family and survivors. A death in the family is a death of the family. The death of a person in a family unit is the death of the family. This loss can generate anger, misunderstandings tension and confusion between the remaining family members as they try to construct a new family unit out of the ashes of the old one. A death in a family often times represents multiple types of deaths. For example, the wife lost her husband, but his children lost their father. While the wife grieves the loss of her chosen life-mate, the children grieve the loss of a loving parent. And the grief of a son is different than that of the daughter. And the relationships between all of the survivors changes. Tampa Injury Attorney Lawyer Wrongful Death Catastrophic Negligence http://MattLaw.com
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Lets ask the Lawyer about Catastrophic Damages and Tort Reform
http://www.Mattlaw.com Catastrophic injuries are usually very obvious to identify and include brain injuries, paralysis, loss of a limb, blindness, or loss of an important bodily function. Despite the obviousness of their appearance, what is not so obvious is the long term needs that a person with a catastrophic injury will have. Catastrophic injuries generally result in monumental expenses. A child who is deprived of oxygen at birth that causes severe brain damage may require 24 hour nursing care and expensive medical assistance to provide the highest quality of care possible. The costs for such care over the life of the child can reach 15 to 25 million dollars. Or the loss of a limb may require extensive physical and vocational rehabilitation training to help bring victim back to the highest level quality of life. Also, they may need prosthetic appliances, wheel chairs, or numerous other items that are extremely expensive, and this equipment wears out and needs replacing and maintenance on a constant basis. In a trial when we ask a jury to award these past and future medical expenses, we use the assistance of experts who meet with each of the medical doctors to determine what needs and assistance the victim should have for their future care. These experts quantify the cost of each piece of equipment, tell us how long the equipment will last, and they tell us how many times the particular piece of equipment will need to be replaced during our client's expected life. Then using inflation rates for medical services and appliances they can accurately predict the costs of the services and equipment needed to help the victim maintain the highest quality of life. Unfortunately, the insurance companies will often say "why should we have to pay for these equipment and services when the state will provide it for free?" The answer is quite simple, it is the person who caused the injury who should bear the cost and burden of these expenses and not the taxpayers. Why should the insurance company who's responsible for the injuries to the victim be allowed to avoid their responsibility and cause the victim to become a burden on the state of Florida? Additionally, as we are all aware, the state of Florida is already burdened by millions of people who need very extensive medical care, and the resources are very limited. As a result, most of the people who rely upon the state of Florida to provide healthcare, receive only the minimum and substandard services available. It is quite clear that an injured victim's quality of life is greatly improved when the best healthcare services are provided to keep the victim living at their highest and fullest capacity. http://www.MattLaw.com
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Opening Statements by Matt Powell in a personal injury jury trial
Opening Statements are made at the beginning of a trial to give the jury an overview of what the lawyers expect the evidence will show in the case. http://www.MattLaw.com
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Griffith Opening Statements in an actual jury trial in a personal injury case in Florida
This is the real life video of a soft tissue personal injury trail that took place in Sarasota Florida in February 2014. This case is Danette Griffith vs Roy Baptiste. This stems from a car accident that happened in a parking lot. The defense of the case was that there was no property damage to the cars, and that Danette Griffith already had pre-existing medical conditions in her spine from other things. Watch this opening statement to get the overview that the jury did regarding this rather run of the mil personal injury trial. The final result was that the Defendant took an appeal because they did not like the result. The Florida Second District Court of Appeal read the briefs, hear the oral arguments, and Affirmed Judge Williams judgment. With interest and costs the total recovery is $1,007,346.70. http://mattlaw.com/practice-areas/auto-accidents.html
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How long do you have to make an injury claim?
Florida Statute of Limitations for a personal injury claim are explained in this video. Matt Powell who is a board certified civil trial attorney who represents people and families in wrongful death claims and serious injury claims explains the time limits. Personal injury time limits. http://www.MattLaw.com
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What to do After a Car Accident
A simple step-by-step guide on what to do after a car accident to protect you and your families rights. Learn the 3 things you should do after a accident. This video explains what to do after a car accident. It also explains why you should do these things to protect yourself and your family. I find when my clients understand why they should do certain things, they do the important things and avoid making costly mistakes. http://MattLaw.com - Matt Powell, Board Certified Civil Trial Lawyer There are two general themes about protecting your rights. First, it’s about saving evidence about who’s at fault for the crash. Second, it’s about documenting the extent of your damages or injuries and proving they were caused by the negligent driver. This is why it’s important to know what to do after a car accident. First: Call 911 After a Car Accident. Why? There are two reasons. First, you want the police to do an investigation. The police will identify the bad driver, the car owner, and the other driver’s insurance policy number. All of this information is critical to protect your rights. If this information is not collected or is inaccurate, your case’s worth will be low or zero. Second, the police will help determine who is at fault for the car accident. If the car accident is a big crash, the police will do a very comprehensive investigation. Second: Get Medical Attention Right Away. Over and over, I see people who don’t think they are hurt because their adrenaline is flowing. Then they tell the police or EMS they are fine and don’t need medical attention. Then, a few hours, days, or even weeks later, they end up having very serious injuries. However, every hour and every day you delay seeking medical attention weakens you claim. Third: Seek Follow-Up Medical Care. Go to the best doctors you can find. Doctors who specialize in treating accident victims. These include doctors familiar with the latest tests needed to diagnose and document your injuries. Even though your primary care doctor is probably an excellent doctor, they may not have time to document detailed reports of your injuries. There are doctors with expertise that know exactly what to do after a car accident regarding your health and treatment. An experienced trial lawyer will be able to tell you exactly what to do after a car accident. If you have any more questions, please feel free to call me at 1-844-MATTLAW. I would be glad to help you. http://MattLaw.com - Matt Powell, Board Certified Civil Trial Lawyer
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Tampa Wrongful Death Attorney Explains Life Insurance
http://mattlaw.com presented by Matt Powell board certified civil trial lawyer by the Florida bar Wrongful death is different than all other types of claims. No one is prepared. A wrongful death is a sudden, unexpected and traumatic death. Many deaths have a sort of naturalness to them, when life ends due to old age, illness, or even war. The sudden, unexpected, preventable death stands apart from a natural death due to the surprise. A wrongful death creates a constellation of losses. There are so many interconnected losses that affect the family and survivors. A death in the family is a death of the family. The death of a person in a family unit is the death of the family. This loss can generate anger, misunderstandings tension and confusion between the remaining family members as they try to construct a new family unit out of the ashes of the old one. A death in a family often times represents multiple types of deaths. For example, the wife lost her husband, but his children lost their father. While the wife grieves the loss of her chosen life-mate, the children grieve the loss of a loving parent. And the grief of a son is different than that of the daughter. And the relationships between all of the survivors changes. Tampa Injury Attorney Lawyer Wrongful Death Catastrophic Negligence http://MattLaw.com
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Hidden Damage
Hidden Damage is a documentary that helps you protect your health and finances after a car crash.
Просмотров: 241 MattLaw